Final Thoughts from a Banker and an Entrepreneur      As important as the information in this book may be, it’s only part of a much bigger picture. Success as a businessperson — regardless of field — depends on many components and learning how all the moving parts fit together can make the difference between success

If you’ve made it this far, you realize that there’s a lot of information that entrepreneurs need to acquire before approaching their banker. The prior text had trips and traps noted, but some require more explanation, so we’ve added them here in this chapter. These are necessarily more or less important, just presented with more

It’s safe to say that everyone understands the importance of credit. In today’s business environment, it’s virtually impossible to make progress without it. But even though we know how important it is, too few people know how it works. Credit is complicated and it’s based on many things. Gaining a better understanding of how it